New to DCS Credit Cards?
Beyond enjoying card privileges, you can now travel in style by redeeming a CATERPILLAR luggage!
Exclusive to new customers, simply apply by 31 December 2025 and meet the following requirements to qualify.
How to qualify?
Apply for at least one DCS Credit Card*
Check out our range of Credit Cards and apply for at least one card as a new customer.
*The eligible Card does not include DCS D-Lite Card, DCS DeCard Mastercard SGD, DCS Imperium World Elite Card and DCS Courts Mastercard
Start spending
With your approved DCS Credit Card(s), spend a cumulative S$400 per month for two consecutive months from your card approval date.
Redeem your luggage
Met the eligibility criteria? You'll receive redemption instructions within two months of the end of your qualifying spend period.
CATERPILLAR Luggage
Each redemption includes a choice of gift for either : one CATERPILLAR Sulphur 24” Industrial Plate or one CATERPILLAR Black Tank 24” luggage bag worth S$220
Terms and Conditions for DCS Credit Card Promotion
- This Promotion is available from 1 November to 31 December 2025, or such other date(s) as may be determined and notified by DCS Card Centre Pte. Ltd. ("DCS") at its sole discretion (the "Promotion Period").
- Under the Promotion, the successful applicant will be rewarded with an acquisition gift if he/she applies for any Eligible Card(s) or DCS Limited Eligibility Cards within the Promotion Period with DCS successfully. For the purpose of the Promotion and subject to the terms and conditions herein, the Promotion is only eligible for an applicant who does not hold any credit card issued by DCS and has not previously had any cancelled credit card issued by DCS nine (9) months prior to the new Eligible Card(s) being approved.
- For avoidance of doubt, the Eligible Card does not include DCS DeCard Luminaries Visa Card, DCS DeCard Visa Card, DCS Imperium World Elite Card and DCS Courts Mastercard.
- For DCS Regular Credit Card, an applicant would be qualified to receive one (1) CATERPILLAR Industrial 24” luggage worth S$220 (“the Luggage Bag”), if he/she successfully applies for at least one (1) of the Eligible Cards as the principal cardholder, and spends at least a monthly aggregate amount of S$400 on Eligible Transactions, for two consecutive months with any of the Eligible Card(s).
- For the avoidance of doubt, in order to determine whether the Minimum Spend on Eligible Transaction has been met on each of the first two consecutive months, DCS will use the date on which the Eligible Transaction is posted to the Applicant's Eligible Card account, provided that the Applicant's Eligible Card application has been approved and the Applicant has charged at least one Eligible Transaction to the Eligible Card each month for the first two consecutive months upon approval of the Eligible Card.
- Each Successful Applicant is entitled to one Luggage Bag.
- The Promotion is not valid in conjunction with other DCS offers, promotions, in-house offers, programmes and vouchers, unless otherwise stated by DCS.
- DCS, its related corporations, employees and/or agents shall not be liable for any loss, injury, liability, expense or damage whatsoever or howsoever incurred or sustained by any applicant and/or any other person by reason of, arising from or in connection with the Promotion, the Acquisition Gift.
- DCS reserves the right to vary, delete or add to any of these terms and conditions from time to time or to withdraw, suspend or terminate the Promotion at any time without notice or liability.
- DCS's decision on all matters relating to the Promotion shall be final, binding and conclusive.
- In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions shall prevail.
- These terms and conditions shall be read together with the Terms and conditions governing DCS Credit Cards and the terms and conditions of the merchant(s) supplying the Luggage Bag.